Material allocations deserve institutional-grade controls.

Funds, corporate treasuries and family offices increasingly hold digital assets alongside traditional portfolios. Investment committees and boards expect the same rigour applied to custody risk as to any other holding.

We map where your assets actually sit — qualified custodian, exchange, self-custody, staking — and identify which events each arrangement leaves uninsured, including the custodian's own policy limits and sub-limits.

For many institutions the answer is excess cover above a custodian's programme, or specie-style cover for segregated cold storage. We explain the trade-offs plainly.