Self-custody, with a plan for when things go wrong.

Holding your own keys removes counterparty risk and replaces it with personal responsibility. A house fire, a burglary, a hardware device that fails mid-update, or a family member who cannot find the backup after you are gone — each can make assets permanently unreachable.

We help individuals document their storage arrangements in the way underwriters expect: how keys were generated, where backups are held, who knows what. That documentation is valuable in itself, whether or not you go on to buy cover.

Personal cold-storage cover is a young market. Where it is available, it typically responds to physical loss events rather than mistakes, and it always depends on the controls you can evidence.